📍 Serving Raleigh, Durham, Cary, and North Carolina.
Maximize Your 403(b), 457, TSP & Pension Benefits
Expert guidance for 403(b), 457, TSP, & Pension plans. Helping educators, government employees, and non-profit workers in North Carolina build retirement strategies.
With education, healthcare, and government among the largest employers in the Triangle, thousands of families rely on specialized retirement benefits. We help you understand and maximize these unique opportunities
Why These Plans Matter
Education Professionals
Teachers and education staff with 403(b) plans and pension benefits need specialized guidance to maximize their retirement security.
Government Employees
State and local government workers with 457 plans and pension options require careful coordination to optimize their retirement strategy.
Federal & Military
Federal employees and military personnel with TSP accounts need expert guidance to navigate the unique features and maximize benefits.
Retirement Plan Types We Specialize In
Each plan type has unique rules, benefits, and optimization strategies
403(b) Plans
Often called the "nonprofit 401(k),” available to teachers, hospital employees, and nonprofit workers. Different investment options and contribution rules require specialized guidance.
Contribution optimization strategies
Investment option analysis
Long-term goal alignment
457 Plans
For state and local government employees with unique features including no early withdrawal penalty if you retire or separate from service after age 55.
Contribution limits and catch-up provisions
Early retirement strategy planning
Broader retirement strategy integration
Thrift Savings Plan (TSP)
For federal employees and military members. Low-cost investment options with matching contributions require careful planning to maximize benefits.
TSP allocation evaluation
Roth vs. Traditional analysis
Pension integration planning
Pension Plans
Many public-sector employees still have pension benefits that provide retirement income foundation but require strategic planning decisions.
Lump sum vs. lifetime payment analysis
Social Security coordination
Survivor benefit optimization
Our Review Process
A systematic approach to optimizing your workplace retirement benefits
1
We review your current plan details, contribution levels, investment options, and employer matching to identify optimization opportunities.
Plan Analysis
2
We create a customized strategy that integrates your workplace benefits with your broader financial goals and retirement timeline.
Strategy Developoment
3
We guide you through implementing the recommendations and provide ongoing support to keep your retirement strategy on track.
Implementation